New York & CT Rates - Full Income "A" credit - 
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Credit scores below 720 will have additional secondary market fees | |||||
| For a Payment and Closing Costs from the Full Doc Rates | |||||
| Enter the mortgage amount here(numbers only): | Select the Property Type |
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| CONFORMING | JUMBO | AGENCY JUMBO | |||||||||||
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| $150,000-$417,000 | Greater than $417,000 | $417,000 to $729,000*** | |||||||||||
| Rate | Points | APR | /1000 | Rate | Points | APR | /1000 | Rate | Points | APR | /1000 | ||
| 30 Year Fixed | 4.375 | 0 | 4.422 | $4.99 | 5.875 | 0 | 5.926 | $5.92 | 4.750 | 0 | 4.798 | $5.22 | |
| 4.125 | 1.125 | 4.266 | $4.85 | 5.625 | 0.75 | 5.745 | $5.76 | 4.500 | 0.875 | 4.948 | $5.07 | ||
| 4.000 | 1.5 | 4.172 | $4.77 | 5.375 | 1.875 | 5.597 | $5.60 | 4.375 | 1.25 | 4.529 | $4.99 | ||
| 3.875 | 2.125 | 4.099 | $4.70 | 5.125 | 3.125 | 5.460 | $5.44 | 4.250 | 2.25 | 4.490 | $4.92 | ||
| 15 Year Fixed | 3.875 | 0 | 3.956 | $7.33 | 5.625 | 0 | 5.710 | $8.24 | 4.250 | 0 | 4.332 | $7.52 | |
| 3.625 | 1.875 | 3.985 | $7.21 | 5.375 | 0.875 | 5.596 | $8.10 | 4.125 | 0.375 | 4.263 | $7.46 | ||
| 3.375 | 2.5 | 3.827 | $7.09 | 5.125 | 1.625 | 5.462 | $7.97 | 3.875 | 0.875 | 4.087 | $7.33 | ||
| 3.250 | 3.125 | 3.795 | $7.03 | 4.875 | 2.625 | 5.366 | $7.84 | 3.750 | 1.5 | 4.055 | $7.27 | ||
| 3/1Year | 3.875 | 0.625 | 3.534 | $4.70 | 0.000 | 0 | 0.000 | $0.00 | |||||
| 3.500 | 1.125 | 3.537 | $4.49 | 0.000 | 0 | 0.000 | $0.00 | ||||||
| 3.250 | 1.375 | 3.532 | $4.35 | 0.000 | 0 | 0.000 | $0.00 | ||||||
| 2.875 | 2.25 | 3.566 | $4.15 | 0.000 | 0 | 0.000 | $0.00 | ||||||
| 5/1 Year | 3.625 | 0 | 3.437 | $4.56 | 5.250 * | 0 | 3.708 | $5.52 | 3.875 | 0.375 | 3.484 | $4.70 | |
| 3.375 | 0.625 | 3.403 | $4.42 | 5.000 * | 0.625 | 3.676 | $5.37 | 3.625 | 0.875 | 3.449 | $4.56 | ||
| 3.125 | 1.125 | 3.368 | $4.28 | 4.875 * | 1 | 3.660 | $5.29 | 3.375 | 1.25 | 3.412 | $4.42 | ||
| 2.875 | 1.875 | 3.336 | $4.15 | 4.625 * | 1.625 | 3.627 | $5.14 | 2.875 | 2.75 | 3.348 | $4.15 | ||
| 7/1 Year | 3.875 | 0 | 3.478 | $4.70 | 0.000 * | 0 | 0.000 | $0.00 | |||||
| 3.625 | 0.375 | 3.442 | $4.56 | 0.000 * | 0 | 0.000 | $0.00 | ||||||
| 3.375 | 1.25 | 3.412 | $4.42 | 0.000 * | 0 | 0.000 | $0.00 | ||||||
| 2.875 | 3 | 3.351 | $4.15 | 0.000 * | 0 | 0.000 | $0.00 | ||||||
| 10/1 Year | 4.125 | 0 | 3.650 | $4.85 | 0.000 | 0 | 0.000 | $0.00 | |||||
| 3.875 | 0.75 | 3.588 | $4.70 | 0.000 | 0 | 0.000 | $0.00 | ||||||
| 3.625 | 1.75 | 3.532 | $4.56 | 0.000 | 0 | 0.000 | $0.00 | ||||||
| 3.500 | 2.25 | 3.503 | $4.49 | 0.000 | 0 | 0.000 | $0.00 | ||||||
*Single Family and Condo ONLY, restrictions apply. From 650k to 3mm add .25 to rate
**APR includes Rate, Points, Processing & Underwriting fees
***Available in specific Counties
"Points" include Broker, discount, warehouse & origination fees
These rates are for good credit - please call for information on "less than perfect credit". Credit scores affect pricing!!
Priced for mortgage amounts greater than $150,000
Rates for Coops may be higher
Please note: on any adjustable loan (3/1,5/1,7/1,10/1), the annual percentage rate can increase after consummation as a result of the possibility that the index for that loan could increase when the loan adjusts.
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Written by Doug Kreuscher