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Interest Only Program Rates

Credit scores below 720 will have additional secondary market fees

New York & Connecticut* -

Full Income "A" credit For a Payment and Closing Costs from the Full Doc Interest Only Rates, Enter the mortgage amount here(numbers only): Select the Property Type from the following List: Single Family Two Family Three Family Four Family Condominium Townhome Co-op All points options Zero or low points only Compare with amortizing programs Rates change daily. Your pricing may be better than what is listed here. Call us for current pricing! Contact Benchmark Purchase or Refinance in New York

29-Jul-10 . 30 Day Lock CONFORMING JUMBO $150,000-$417,000 Greater than $417,000 Rate Points APR /1000 Rate Points APR 3/1Year 3.875 1.125 3.299 $3.23 0.000 0 0.000 $0.00 3.500 1.625 3.272 $2.92 0.000 0 0.000 $0.00 3.250 1.875 3.244 $2.71 0.000 0 0.000 $0.00 2.875 2.75 3.241 $2.40 0.000 0 0.000 $0.00 5/1 Year 3.625 0.5 3.688 $3.02 0.000 0 0.000 $0.00 3.375 1.125 3.614 $2.81 0.000 0 0.000 $0.00 3.125 1.625 3.535 $2.60 0.000 0 0.000 $0.00 2.875 2.375 3.453 $2.40 0.000 0 0.000 $0.00 7/1 Year 3.875 0.5 3.906 $3.23 0.000 0 0.000 $0.00 3.625 0.875 3.804 $3.02 0.000 0 0.000 $0.00 3.375 1.75 3.705 $2.81 0.000 0 0.000 $0.00 2.875 3.5 3.487 $2.40 0.000 0 0.000 $0.00 10/1 Year 4.125 0.75 4.199 $3.44 0.000 0 0.000 $0.00 3.875 1.5 4.068 $3.23 0.000 0 0.000 $0.00 3.625 2.5 3.937 $3.02 0.000 0 0.000 $0.00 3.500 3 3.868 $2.92 0.000 0 0.000 $0.00 30 Year Fixed 0.000 0 3.911 $2.92 0.000 0 0.000 $0.00 0.000 0 3.911 $2.92 0.000 0 0.000 $0.00 0.000 0 3.911 $2.92 0.000 0 0.000 $0.00 0.000 0 4.135 $3.13 0.000 0 0.000 $0.00

**APR includes Rate, Points, Processing & Underwriting fees

"Points" include Broker, discount, warehouse & origination fees

These rates are for good credit - please call for information on "less than perfect credit". Credit scores affect pricing!!

30 year fixed Jumbo to $625,500.

Priced for mortgage amounts greater than $150,000

Payment comparison Example

$200,000 for 5/1 amortizing - 926.231 vs 5/1 Interest Only listed above - $604.17

with a savings of $322.06 per month